Most orders on this store can be paid monthly with Shop Pay Installments at checkout. This page shows the plans by order size, how to choose one, and what to expect, so you know the monthly figure before you commit.
Pay monthly
Financing at checkout is provided through Shop Pay Installments, which runs on Affirm. Longevity Based is not the lender: the plan, the approval and the payments are between you and the financing provider, and we never see your credit details. Longevity Based is not affiliated with Affirm beyond offering its checkout option.
Step by step
The estimated monthly payment is shown on every eligible product page; the exact plan is confirmed at checkout.
Put the item in your cart as usual, or use the "Add to cart and pay monthly" button on the product page, which takes you straight to checkout.
At the payment step, select Shop Pay. If you have used Shop Pay before, your details are already there; if not, enter your email and phone number.
Shop Pay shows the plans your order qualifies for: split payments or 3, 6 or 12 months, with the monthly figure, the interest and the total. Pick one.
The provider runs its eligibility check and, if approved, you confirm the plan. The order is placed and ships on the normal timeline; the first payment is taken as the plan states.
Questions
Split payments (2 payments on $35 to $49.99, or 4 payments on $50 to $999.99) carry 0 percent interest. Monthly plans of 3, 6 or 12 months carry 15 percent APR; the exact interest and total are shown before you confirm.
Shop Pay states that the eligibility check does not affect your credit score. Approval and any later reporting are governed by the financing provider's terms, which are shown at checkout.
Shop Pay Installments is a consumer product tied to a person's identity. For business orders, use the B2B Sales page and ask about other arrangements.
The return policy applies as normal. The refund goes back through the financing plan; any financing fees are not refundable, as stated in our return policy.
The product page shows an estimate over 12 months at 15 percent APR. Checkout shows the plans you actually qualify for, which may include shorter terms or split payments at 0 percent.
